Car Insurance in the QLD

Are you looking for car insurance in Queensland? It's quick and simple to get a quote with Bingle for Comprehensive or Third Party Car Insurance - why not start now?

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Queensland car insurance

Bingle offers car insurance throughout Australia, including Queensland. QLD is known as the sunshine state for a reason. With its stunning beaches, beautiful natural landscapes, and the buzzing state capital city of Brisbane, there's plenty to see and do all year round. So, get an affordable car insurance quote with Bingle to get peace of mind while you're exploring everything the state has to offer. From Bundaberg to Brisbane, Cairns to Clermont, and Goondiwindi to the Glass House Mountains – Bingle has great car insurance for Queenslanders. Get a car insurance quote with us today.

Compare Car Insurance QLD

Comprehensive Car Insurance

This is our highest level of car insurance. Comprehensive Car Insurance has you covered for accidental loss or damage to your car including theft and natural events, plus damage to other people's vehicles and property that is caused by the use of your car.

Third Party Car Insurance

Our Third Party Car Insurance provides cover for other people's cars and property if you are the at-fault driver or the use of your car causes the damage. Just keep in mind that Bingle does not offer a Third Party Fire and Theft product so if you want cover if your car is stolen, take a look at our comprehensive cover.

Optional extras for Comprehensive Car Insurance QLD

  • Looking for a higher level of car insurance? Well, no matter what state you are in, if you take up Comprehensive Car Insurance with us you will be able to choose from a variety of optional extras. Our three optional extras include Windscreen and Glass coverKeep Mobile cover1 (which provides you with a hire car if you're not able to drive your car due to an accident or incident), and New for Old cover (for cars 3 years of age and under).
  • Of course, you'll need to have the option on your policy before any incident takes place, you can't add it after an event and have it cover you for that same event. For more information on optional extras, read the PDS.

Moving to the Queensland?

If you're moving states, you may want to do some research to make sure you're all organised:

  • Each state and territory in Australia has different rules about driver licenses and car registration.
  • You may want to check to see how long you have to transfer your registration and update your license.
  • It is also worth checking what you need to do to get your car registered in your new state. Some require a roadworthy or safety certificate every year, while other states only need one if you are transferring your registration from another state or selling the car.
  • You might want to familiarise yourself with local road rules and penalties, as states can vary.
  • You will also need Compulsory Third Party (CTP) insurance – in Queensland (unlike some states), you will get to nominate your preferred CTP provider on your registration. See more information in the section below.

Need QLD CTP Insurance?

Compulsory Third Party (CTP) insurance is, as the name suggests, mandatory. It's compulsory for all owners of registered vehicles in Australia, including in Queensland. CTP covers your liability if a person is injured in an accident and you're the at-fault driver.

Queensland is different from most other states as you will get to nominate your preferred CTP provider on your registration. Bingle doesn't actually offer CTP insurance but you can get in touch with Suncorp Insurance (who, along with Bingle are part of the Suncorp Network) and they may be able to help!

What will my excess be in Queensland?

Here at Bingle, on our Comprehensive Car Insurance, we offer a range of excesses depending on your State or Territory where the car is kept and the amount you selected when you bought or renewed your policy.

For Third Party Property Damage policies, the Standard excess varies based on which State or Territory you’ve noted for where the car is kept.

Your excess can be found in your Insurance Schedule.

It is important to keep in mind that further excesses may apply depending on who was driving your car at the time of the accident.

Compare our Comprehensive Car Insurance, and Third Party Property Damage Car Insurance to see the different options. Read the PDS to see the different excesses that may apply if you need to make a claim.

Claims Payment examples and information about Excesses can be found in the relevant Premiums, Excess and Claims Guide (PED) for that product.

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If we can't provide you with a hire car from one of our providers within a reasonable distance from your location, we will pay you $50 a day (including GST) to help you make your own travel arrangements. See PDS for more details.